GroupHEALTH Benefit Solutions® has experienced an increase in organizations asking about medicinal cannabis coverage, especially with legalization raising interest with many Canadians. With medicinal cannabis becoming more commonly accepted in the country, employers want to know how adding this coverage will affect their business.
Medicinal Cannabis Coverage – What’s Included?
A New Treatment Option
Adding this coverage to employee benefits plans is still a relatively uncharted concept, and there is limited information available regarding how it might affect your cost of doing business. A new drug option can feel challenging, especially one with the legal and social history of cannabis. It is important to focus on seeing medicinal cannabis as a treatment option, comparable to prescription drugs.
The recently legalized recreational cannabis shouldn’t be confused with medicinal cannabis treatment, which has been around for close to 20 years. It is a medical treatment that is prescribed by a doctor; the form in which it is utilized and its effects on the body are different from that of recreational cannabis.
There are safeguards in place to ensure that a company’s benefits plan is not covering recreational cannabis for employees. This includes requiring employees to have medical documentation from their doctor, that the prescription is dispensed by a licensed supplier, and that the employee must use it for designated conditions.