Canadians are fortunate to have access to some of the best public healthcare services in the world. But provincial plans don’t cover all health needs. In fact, there are some important health and wellness needs that Canadians must pay for themselves.
As a result, a significant portion of health coverage in Canada is provided through private benefits plan. Employers often offer their employees extended coverage. This helps to fill some of the gaps in coverage to ensure their employees receive the care they need.
Here are some ways that an employer’s benefits plan can support you:
Read more about the major components of employee benefits here.
In short, a well-designed benefits plan contains the coverage, limits and co-pay terms that best suit an employer and their employees. They are often the most cost-effective way to ensure that you, and your family, have comprehensive health and wellness coverage.