Because employee benefits can be complex, expertise and advice are crucial. You need to know that your organization and employees are getting the best value from your benefits plan, and to do this you’ll need someone to ask.
Once your advisor has done the analysis on your plan’s value, most times an adjustment is needed. And unfortunately, that’s where many advisors and insurance companies fail. Accommodating change – even change that increases your plan’s value, like new coverages or adjusted limits and levels – is the Achilles heel of the benefits sector. They don’t want to do it, because they don’t know how.
That’s why these five words are the crucial test of your current benefits provider: