Be honest, when was the last time you reviewed your “benefits booklet” in detail?
Employee benefits can seem complex, and keeping track of caps, exclusions and exceptions might make your eyes glaze over. But if your benefits advisor is just providing a “high-level summary” at renewal time, you may be missing some important information about your coverages and your costs.
The fine print isn’t always fine
When you review your coverage you should have a clear sense of where your cost risk comes from.
Here are a few areas to watch out for: