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Employee Health Benefits for Ontario Early Learning and Child Care Professionals

A health benefits plan built exclusively for our valued OCBCC members who work in Ontario's early learning and child care sector.

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Health benefits tailored for your early learning and child care programs - big or small.

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Why CSBT?

Community Service Benefits Trust (CSBT) is a non-profit trust that was formed in January 2002 by a group of eight Executive Directors of community service organizations. They were frustrated with the benefits plans that they had purchased through traditional channels and decided that there must be a better way to provide benefits to their staff. Working together, these organizations created the Trust in order to provide an alternative to the status quo; a more cost-effective plan that would be customizable and locally accessible to social service organizations across the country.

 
CSBT's program is structured differently than the industry standard. A pooled philosophy, substantial buying power through strength in numbers and best-in-industry technology all contribute to provide what we believe to be the best value in the insurance marketplace today.

Flexibility

Multiple plan design options (not limited to two).

Better value for employers

Disability Management

Confidential third-party solutions to manage employee absences, powered by Disability Management Institute

FormuCare™

Protect plan sustainability through drug cost relief

Smart Rx

Keep plan costs affordable while ensuring employees have the prescriptions they need

Better solutions for you

Ongoing support

Dedicated service team for personalized assistance

WEBS®

All-in-one online benefits administration

Enrol-ME Online

Hassle-free online employee enrolment

Critical illness

Financial flexibility when life-altering illness occurs

Virtual healthcare

Online, on-demand access to medical service providers

Wellness program

Massage therapy & EFAP to support physical & mental well-being

Better benefits for employees

Mobile app

Submit claims & review benefits on your mobile device

How do I start? 

Experience a competitive benefits plan that grows with you; it allows you the freedom to upgrade as you go, tailoring the 'fit' of your benefits plan no matter what size your organization grows to.

Whether you oversee a small child care program or a large, complex non-profit organization, our experts will walk you through our highly customizable plans to best fit your organization's unique situation and needs.

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You're the expert in your field, let us be the experts in ours.

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Premium Savings 

Lower costs with more coverage.

Great Service 

Faster issue resolution, accessible to centres everywhere.

Rate Stability 

With 2,000 member organizations and 50,000 employees (plus dependents), pooled claims = more predictable rates.

Online tools 

WEBS™ Online Administration and smartphone apps for staff.

Better Coverage 

Enhanced benefits including Employee Assistance Program, Second Opinion Medical Services, Critical Disease & Serious Illness coverage, and Disability Management.